Acquiring a house or home for yourself whom you can proudly call as your “Own House” is quite a very difficult task and life time decision. It needs lot of planning, researches and including a large finance. Home Loan is a loan offered against the security of property which is then funded by the Bank with full secure level. You can choose any property whether it is commercial or personal one. The borrower takes the loan from the bank against the property which is then bought by the borrower by giving a conditional ownership to the banker over the property. In this, if the borrower failed to pay back the money, the bank can collect their money they given as a loan by selling their property.